VERIFIED · Checked against primary sources, not summaries
QLD $30K FHOG extended · no replacement end date
ACT duty abolished for first home buyers from 1 July 2026
TAS established-home exemption expired 30 June 2026
Settlement phase

The conveyancer guide: what they do, what it costs, how to choose

lodeposit.com.au editorial team · 14 October 2026 · 11 min read

Your conveyancer is the only professional working for you in the transfer of a property. Here is what that actually involves, what it should cost, and how to tell a good one from a bad one.

1Search
2Inspect
3Offer
4Settle
5Move in

A conveyancer (or solicitor, in states that use that term) is the legal professional who transfers property from seller to buyer. In Victoria, Queensland, New South Wales and South Australia, they are called conveyancers. In Western Australia and Tasmania, the profession uses "solicitor".

Every buyer must appoint one. It is not optional, and it is not a formality — the conveyancer is the only party acting to protect your legal interests in the transfer.

$1,500–$3,000Typical total conveyancing fee, standard home
$400–$900Independent contract review, off-the-plan
2–4 weeksStandard contract to settlement
5 businessCooling-off in most states

What a conveyancer actually does

Between signing and settlement, your conveyancer is running a legal process in your name. This is the work you are paying for:

StageWhat they doWhat can go wrong
After signingOrder title searches, council rates certificates, water and sewer certificates, and an Owners Corporation certificate for unitsSearch results can reveal defects in title, unpaid rates, or an undischarged mortgage the seller forgot
Contract reviewExplain the contract, flag unusual clauses, confirm you understand cooling-offMost buyers only discuss fees, never read the clauses. This is where value is added or missed
SettlementAttend or coordinate the settlement, ensure funds are received, register your mortgage, hand over the balanceShortfall at settlement — the most common cause of a failed settlement
After registrationRegistration of your title and mortgage, discharge the seller's mortgage, release the depositRegistration errors surface weeks later, requiring a further dealing

Use the conveyancer of your choosing

You are entitled to appoint your own conveyancer. Your agent or lender will "suggest" one — usually because they receive a referral fee from that practice. This is common and usually not improper, but it is a conflict of interest, and you can decline. Ask what it costs you to use your own: in most states, nothing at all.

How fees work — and why yours may differ

Conveyancing fees in Australia usually include a fixed professional fee plus disbursements: the cost of third-party searches, registration fees and certificates that the conveyancer pays on your behalf.

Professional fee$900–$1,800
Title & property searches$300–$650
Registration (transfer)$150–$350
Registration (mortgage)$150–$300
Certificates (rates/water)$150–$400

Typical 2026 ranges for a standard residential property. Higher in NSW and Victoria. Unit purchases add an Owners Corporation certificate, usually $250–$500.

The fee quote is not a blank cheque

Ask your conveyancer for a written fixed-fee quote at the start. It should list what is included and what is disbursement. If it is hourly, ask what the hourly rate is and roughly how many hours they expect. This conversation is normal and any competent conveyancer will take it without offence.

How to find a good one

  1. Look for a membership of the relevant state body — the Law Society, the Institute of Conveyancers, or the Queensland Law Society. Membership means a formal complaints process and professional indemnity insurance.
  2. Specialise in the property type. A conveyancer who does nothing but off-the-plan apartment settlements in your city will know the developers' contract patterns cold. A generalist may not.
  3. Ask about low-deposit experience. With the 5% Deposit Scheme, more buyers are using government guarantees and unusual payment structures. Your conveyancer should be comfortable with these.
  4. Check they are not on a developer's panel for the project you are considering, if you have any choice.
  5. Confirm communication. Who is your actual point of contact? What is their turnaround time on documents? Some use paralegals; that is fine if you know who does what.
  6. Compare two quotes on the same scope. Large differences usually mean different scope, not different value — ask what is included in each.

Questions to ask at the first meeting

The seven questions worth asking

1. What is the total fee, including disbursements? · 2. What happens if the contract terminates — do I still pay? · 3. What searches have you ordered and when will I see them? · 4. What could stop this settlement completing? · 5. When do I need to have the funds available? · 6. Who is my day-to-day contact? · 7. What is your turnaround time on documents?

Red flags worth walking away from

Choose the person who makes the process clearer, not the person who moves fastest. First home buyers should expect to spend a couple of hours across two meetings with their conveyancer. If that time feels like a nuisance, the value of the professional has been misunderstood.

L
lodeposit.com.au editorial team
Independent · ABN 14 127 573 219 · Reviewed 14 October 2026

We publish general information, not legal or financial advice. Off-the-plan contracts, conveyancing and settlement law vary by state and by individual circumstances. Always have your own independent legal adviser review any contract before you sign — the cost is trivial against the risk. Found something wrong? Tell us.

Information, not advice. This guide is general information about buying property in Australia as at 14 October 2026. It is not legal, financial or tax advice, and it does not create a solicitor-client or conveyancer-client relationship. Contract law, cooling-off periods and disclosure obligations differ between states and change frequently. Fees quoted are typical 2026 ranges and vary by property value, state and practitioner. Obtain advice from a licensed practitioner in your state before acting.